Travel Insurance
Planning a dream getaway or business trip? With over 30 years of experience, III offers reliable travel insurance plans to protect you every step of the way. Get peace of mind knowing you're covered, from unexpected delays to medical emergencies.
FROM LESS THAN S$ 0.8/DAY
Why should I buy Travel Insurance Policy?
Travel insurance, also known as travellers insurance, is the best way to protect yourself from financial loss due to the unexpected. Travelling is an exciting experience, but anything can happen while you're away from home. Moreover, certain countries require proof of sufficient travel insurance as a condition of entry or visa approval.
Specific coverage and benefits vary, but most comprehensive travel insurance policies offer benefits including trip cancellation, flight cancellation, baggage delay, loss of baggage, trip interruption, travel accident coverage, medical benefits and emergency medical evacuation, loss of passport and travel documents, kidnap/ransom requests, and many other travel-related events and expenses.
A leisure or business trip — wherever your travels take you — we offer coverage to protect your international trips with our globally accepted and affordable travel insurance policies. Don't leave home without knowing where to buy travel insurance in Singapore. You can even purchase travel insurance online for added convenience. Get cheap travel insurance quotes today and travel with peace of mind.
What is covered?
Our easy-to-use travel insurance provides a wide range of coverage options to protect you comprehensively. These affordable plans are designed to safeguard you from financial losses in the event of unforeseen circumstances before or during your trip, making us your most preferred travel insurance partner. For complete details, terms, conditions, and exclusions, please refer to our policy wording.
Our trip travel insurance plans offer two tiers of coverage: Executive and Classic. Here's a breakdown of what each plan covers:
Medical Coverage
- Overseas Medical Expenses (for adults below 70 years)
- Medical Expenses (Follow-up in Singapore for adults below 70 years)
- Traditional Chinese Medical Expenses
- Overseas Hospital Confinement Benefit
- Emergency Medical Evacuation
- Repatriation to Singapore
- Repatriation of Mortal Remains
Travel Inconvenience Coverage
- Baggage Delay (every 6 hours)
- Travel Delay (every 6 hours)
- Missed Connection/Overbooked Flight (every 6 hours)
- Closure of Transportation Terminal (every 6 hours)
- Loss of Deposits/Cancellation Charges/Trip Curtailment
Other Coverage
- Accidental Death and Permanent Disablement (for adults below 70 years)
- Double Indemnity (Public Transport, for adults below 70 years) - Executive Plan Only
- Alternative Employee's Expenses (Business Trip Only)
- Compassionate Visit
- Child Protection
- Baggage & Personal Effects (limit of S$500 per item and S$1,000 for one laptop)
- Loss of Travel Document and Passport
- Personal Money
- Hijack of Public Conveyance (exceeding 12 consecutive hours)
- Kidnap and/or Hostage Benefit (every 6 hours)
- Rental Vehicle Excess - Executive Plan Only
- Personal Liability
- Legal Expenses for Wrongful Arrest/Detention - Executive Plan Only
- Home Contents
- Terrorism (Excluding biological, chemical and nuclear means)
Am I Eligible?
Insured Persons must be ordinarily residing in Singapore and be Singaporeans, Permanent Residents, or Foreigners with a valid Employment Pass, Work Permit, Dependent Pass, Student Pass, or Long Term Social Visit Pass. An application for a child below the age of 16 to be covered under an individual plan must be made in the name of the parent or guardian.
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A. Single Trip Or Annual Coverage
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B. Individual plan Or Family plan
Single Trip
A short term policy covering a specific trip, usually commencing from and returning to Singapore.
Annual Cover
A policy issued for a one-year period covering trips commencing from and returning to Singapore, undertaken by the insured person(s) during the policy year, subject to its terms and conditions.
Individual Plan
A policy covering the policyholder or any other individual person.
Family Plan
A policy covering the policyholder and his immediate family. A cap may be imposed on the number of insured persons under a Family Plan policy.
Who can be covered under a Family?
Single Trip Plan - Any one or two adults travelling with any number of children can apply. The adults do not need to be related, but the children must be the legal child or ward (in the case of a guardian), grandchild, brother, sister, nephew, niece, or cousin of at least one of the adults.
Annual Multi-Trip Plan - This travel insurance plan covers the insured person, their spouse, and their dependent children. Any trip taken by an insured child must include at least one insured adult on this plan.
Child - "Child" under a family plan refers to a dependent child under 21 years old who is unmarried and not employed throughout the policy period. For those in full-time tertiary institutions, the age limit is extended to their 25th birthday. Age is calculated as "age next birthday."
Explore Worry-Free with Our Reliable Travel Insurance Coverage.
India International InsuranceHow Much Should I Cover For?
We have the following options for you to choose from:
| Individual | Sum Insured |
|---|---|
| Classic | S$ 100,000 |
| Executive | S$ 200,000 |
| Family | Sum Insured |
|---|---|
| Classic | S$ 250,000 |
| Executive | S$ 500,000 |
Travel Insurance Exclusion
- Any consequence of declared or undeclared war or any act thereof, invasion or civil war
- Intentional self-inflicted injury or suicide (whether felonious or not) or any attempt thereat, whether sane or insane
- Childbirth, pregnancy, miscarriage, abortion and all complications in connection therewith notwithstanding that such event may have been accelerated or induced by an accident
- Intoxication by alcohol, narcotics or drugs and treatment in connection with addiction to drugs or alcohol
- Claims in respect of any property more specifically insured or any claim which but for the existence of this Policy would be recoverable under any other private or Government insurance policy, fund or scheme
- Claims directly or indirectly occasioned by, happening through or in consequence of nuclear fission, nuclear fusion or radioactive contamination
- The Insured person taking part in racing, motorsports, mountaineering, ice hockey and such other winter sports, underwater activities, activities involving the Insured person being an airborne (whether suspended or not) other than as a passenger in a duly licensed aircraft
- Travel on unscheduled flights
How Much Does Travel Insurance Cost
How to file an insurance claims?
Please do not worry, follow these simple steps:
- Download the claim form from the next tab
- Kindly duly fill it and mail it to ID: pncclaim@iii.com.sg along with scanned copies of the original documents mentioned in the claim form
Still Have Queries on Our Insurance Policies?
Frequently Asked Questions About Trip Travel Insurance
No, they will not be covered.
It's generally recommended to purchase travel insurance as soon as you've booked your trip. This ensures you're covered in case you need to cancel your trip due to unforeseen circumstances like illness, injury, or a family emergency. Some benefits, like trip cancellation coverage, may only be valid if you purchase the insurance before such events occur.
If your travel dates change, contact your travel insurer as soon as possible to inform them of the changes. They may need to update your policy to reflect the new travel dates. In many cases, minor date adjustments can be easily accommodated, but it's important to check the policy terms and conditions for any potential impact on coverage.
This depends on the policy and the hospital. Some travel insurance policies offer cashless hospitalisation at specific network hospitals. If you have a cashless facility, you can typically receive treatment without paying upfront, and the insurer will settle the bill directly with the hospital. However, it's crucial to confirm with your insurer and the hospital beforehand to ensure a smooth process. If cashless treatment is not available, you may need to pay upfront and submit a claim for reimbursement later.
The claim resolution time can vary depending on the complexity of the claim and the required documentation. Simple claims with complete documentation may be processed within a few weeks. However, more complex claims could take longer. Your insurer will typically provide you with a timeline and keep you updated on the progress of your claim. It's important to submit all necessary documents promptly to avoid delays in processing.
Important Note
1. No Coverage for Novel Coronavirus (COVID-19) Related Alerts:
Dear Customer, please take note that Annual Policy or Single Trip coverage purchased on or after 21 January 2020, is automatically not covered for any travel to all countries due to the COVID-19 pandemic. This suspension of coverage will be updated according to the development of COVID-19.
Please refer to the Singapore Ministry of Foreign Affairs (MFA) or the World Health Organization (WHO) for the latest updates.
2. New travel coverage to Hong Kong is suspended with reference to the latest advisory note at https://www.mfa.gov.sg/Countries-Regions/H/Hong-Kong/Travel-Page
Disclaimer: For detailed information, please refer to our policy wording.