Compliance Framework Documents

Terms of Use

YOUR USE OF THIS WEBSITE IS EXPRESSLY CONDITIONED UPON YOUR ACCEPTING AND AGREEING TO THESE TERMS OF USE; PLEASE READ THEM BEFORE USING THIS WEBSITE. BY USING THIS WEBSITE YOU ACKNOWLEDGE YOUR ASSENT TO THESE TERMS OF USE WITHOUT LIMITATION OR QUALIFICATION.

The privacy and security of customer data is as important to India International Insurance (‘III’ ) as it is to you. Physical safeguards, procedural controls and data access controls protect your data from unauthorized attempts of intrusion.

Secured Areas

Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded. Any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

Limitation of Liability

III uses reasonable efforts to assure the accuracy of the information on this website and periodically updates the information. However, III disclaims any responsibility to update this website to reflect events or circumstances occurring after the original posting. III provides this website on an "as is" and "as available" basis and takes no responsibility for the timeliness, accuracy or applicability of the information nor shall III be liable to you for any damages whatsoever that result from your use of this website. III also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property caused by any virus as a result of your access to, or your downloading any materials from, this website.

Login ID/Password

Your Login ID/Password provides you access to restricted sections of this website. In accessing these restricted website sections you agree to the following:

  • Maintain a secure password. You are advised to use complex passwords with a combination of characters, numeric and symbols.
  • Your Login ID and password allow access to sensitive information and you will keep it confidential and secret.
  • Do not allow another person to use your Login ID/password.
  • Using a Login ID/password that does not belong to you is prohibited.
  • III is authorized to act on instructions received under your Login ID without any requirement to question those instructions.
  • III is not liable for any unauthorized access to this website using your Login ID that is not directly due to the negligence of III.
  • You will notify III immediately if you believe someone else has learned your Login ID/password or if you believe an unauthorized access to III or your personal information has occurred or may occur.

Termination

III may terminate the right of any user to access the website at any time, with or without cause, at III'S discretion and without notice.

E-mail

E-mail submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before e-mailing any information. You agree not to submit or transmit any e-mails or materials through the website that:

  • Are defamatory, threatening, obscene or harassing;
  • Contain a virus, worm, Trojan horse or any other harmful component;
  • Incorporate copyrighted or other proprietary material of any third party without that party's permission;
  • Otherwise violate any applicable laws.

No Solicitation or Advice

Unless otherwise expressly stated, the information appearing on this website is provided to you for informational purposes only and does not constitute an offer to sell or buy any product or service that is referenced or described on this website. If III expressly offers to sell or buy a product or service on this website, the offering is specifically limited to the jurisdiction(s) in which the offerer has the authority to make the offer and be bound.

Nothing in this website should be construed as rendering tax, legal, investment or accounting advice.

Jurisdiction

Unless otherwise expressly set forth herein, III makes no representation that materials on this website are appropriate or available for use in any location. If you choose to access this website, you do so on your own initiative and are responsible for compliance with local laws.

Other Agreements

You may have other agreements with III. These "Terms of Use" apply to your use of this website and do not change or alter any other contract or agreement between you and III.

Trademarks and Copyrights

All trademarks, services marks, trade names, logos, and icons are proprietary to III. Nothing contained on the website should be construed as granting any license or right to use any trademark displayed on this website without the written permission of III.

Images displayed on this website are either the property of, or used with permission by, III. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by III in writing. Any unauthorized use of the images may violate copyright laws, trademark laws, the law of privacy and publicity, and communications regulations and statutes.

Links

III offers links to other websites operated by other entities as a convenience to you in the belief that making hyperlinks available to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. III makes no representation regarding the content or accuracy of any website that you may access through this website. Before entering any linked site, you should review and understand that site's privacy policy.

Applicable Law

III controls this website from its office in Singapore. The laws of Singapore will govern these Terms of Use and any dispute that may arise hereunder without regard to any conflict of law principles.

You agree to these terms, found at www.iii.com.sg (or the applicable URL). You agree to be bound by these terms as they may from time to time be amended, revised, replaced, supplemented or otherwise changed. You expressly understand and agree that the Terms of Use may be updated or modified from time to time by III, with or without notice to you.